Why Self-Direction?

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The Benefits

How did the self-directed IRA or real estate IRA evolve?

In 1975, as part of the Employee Retirement Income Security Act of 1974 (ERISA) and the creation of IRAs, self directed IRAs were also permitted. At that time, qualified plans, such as Defined Benefit, Profit Sharing and Money Purchase Pension Plans, were self-directed IRAs. The investments of choice were most commonly real estate and notes.

The self directed portion of the retirement industry continues to evolve and today is an accepted investment diversification strategy. Investors are able to purchase a wide variety of assets that comply with the federal rules guiding permitted transactions through IRAs and 401k plans.

What is a self-directed IRA or real estate IRA?

The term "self-directed" simply means that you, as an individual, have complete control over selecting and directing your own individual retirement account or 401k investments. Once established, your account can buy real estate, notes, limited partnerships, commercial paper and many other types of assets. With a self directed individual retirement account or real estate IRA, you make all of the decisions regarding your investments. The self directed IRA custodian or administrator completes the documents required to establish your account and purchase your investment.

A real estate IRA is simply a self-directed IRA that holds real estate.

What are the benefits of a self -directed IRA or real estate IRA?

The largest benefit of a self-directed IRA or real estate IRA is that you can invest in what you know. Period.

With the great tax advantages provided by all individual retirement accounts and 401ks, as well as the wider range of possible investments of a self directed IRA or real estate IRA, you can potentially build wealth and secure your future much more effectively than through traditional retirement plans.

• If you work in or know the real estate field, you can invest in real estate.
  
• If you work in or know the mortgage field, you can use your IRA as a lender.
  
• If you know of or work for a company looking to raise capital, you can invest in a note with that company.
  

With a self-directed IRA or real estate IRA, you are not limited to the investment offerings of an IRA custodian or trustee. By using Entrust as the administrator for your self directed IRA account, you have much greater flexibility in the number of investment choices you have. You are not limited to investing in stocks, bonds or mutual fund investments that are set up by the custodian.

The Entrust Advantage

Self directed IRAs and real estate IRAs require a specific type of custodian or trustee and specific documents to be executed. For a self-directed IRA to exist, the account needs to be held with an IRA custodian or administrator that allows investments into nontraditional investments.

The Entrust Group provides both an IRA custodian and an IRA administrator that focuses on these unique self directed IRAs, real estate IRAs and the non traditional assets that are purchased by your retirement plan. The Entrust Group is very efficient and knowledgeable at working with clients looking to self-direct and control their retirement planning because we do this every day.

What would you like to do?

• Understand what investments are possible.
  
• Why is having a local office important.
• How self directed IRAs work.
  
• What are the fees are for an Entrust account.
• Why I should choose Entrust.
  
• To open an Entrust self directed IRA, choose a location. 
• Get more education on self directed IRAs and investments.