Entrust news

Read the latest on self-directing your investments, interviews and more. Visit now...

Newsletter

Get the latest from Entrust emailed right to you. Sign up now...

Find a Local Office

Want to open an account?

Find an office.

U.S. Map

Welcome to the Entrust Learning Center

Please browse articles covering all aspects of self-directed retirement plans. You may also sign up to be notified of new articles via email:

Self-Direction Defined

"Self-directed" simply means that you, as an individual, have complete control over selecting and directing your own IRA or 401(k) investments.

This control requires a specific type of account, and it opens the door to many nontraditional types of IRA or 401(k) investment.

Here are the essential differences between traditional IRA or 401(k) investing and self-directed IRA or 401(k) investing:

Traditional IRA/401(k) Investing

Self-directed IRA/401(k) Investing

Good for everyone, but especially suited to less-experienced and less-involved investors.    

Good for anyone, but especially suited to those investors who want to invest more proactively and want to diversify their portfolio to non-traditional assets. 

Choose only from among traditional investment types: stocks, bonds, mutual funds, annuities, or CDs.   

 

Choose from among a much wider array of investments, including real estate, notes, land, private placements, limited partnerships, joint ventures, and much more. There are a few prohibited investment types.

You may also purchase publicly traded securities or certificates of deposit of your choice.

The account administrator—a brokerage or a bank, for example—may provide investment advice. 

You are always exclusively in charge. You find appropriate and attractive investments on your own initiative. 

Brokerages, banks, and insurance companies may have an interest in promoting certain investments, especially their own branded products.    

Entrust is completely neutral. Its role is limited to showing how to purchase rather than what to purchase. It has no investment products to sell. 

 
Increases in the value of your investments are determined solely by market forces.    

You can contribute to the increase in the value of certain holdings. For example, through your account you may fund improvements to real estate investments. 

  






 

Keywords|Tags

Refine your search using these keywords

[self directed IRA]
[self direction]

Remember that while Entrust provides excellent educational resources, we do not endorse or sell any investment products. The Entrust Group respects your privacy. Please read our Privacy Statement.

Entrust news

Read the latest on self-directing your investments, interviews and more.

Visit now...

Events calendar

Attend seminars, workshops and classes on self-directed IRAs in your area.

Visit now...

Join Our Mailing List

© 2012 The Entrust Group, Inc. - All Rights Reserved | Privacy Policy | Site Use Policy | Site Map