Entrust Learning Center > Keyword: self-directed ira > Precious Metals in Your Self-Directed IRA

Precious Metals in Your Self-Directed IRA

By: Bryan P. Calderon - Business Development Manager for Entrust

IRA & 401(k) Insights

Many investors are unaware that they can diversify their 401 (k) or IRA accounts with precious metals.  In recent years, there has been an increase in investors establishing their retirement plans to include gold, silver, platinum and proof coins.

During times of economic instability and volatility in the global economy, many investment experts believe that a precious metals IRA can provide security, long-term inflation protection and a hedge to market risks compared to traditional investing.

Currently, the U.S. government allows you to include modern gold, silver, platinum and palladium bullion in your IRA account.  Proof coins, such as gold and silver American Eagles, gold and silver Canadian Maple Leafs, gold Australian Kangaroos and silver Australian Kookaburra are just some of the choices when investing in coins. 

Another way to invest in metals is through an Exchange-Traded Fund, or “ETF”.  An ETF trades similar to a regular stock, but is backed by the metals the fund purchases.  Your IRA does not hold the actual metals itself, but relies on a fund manager to make the investment decisions based on their prospectus and expertise. 

When you hold a Precious Metal IRA, you get to choose the precious metals dealer and the type of product you want. Entrust does not sell or promote any products or vendors. Our Precious Metal Kit, available for download, provides all the forms, instructions and an application to help you get started investing in gold, silver, proof coins or ETF’s with your IRA.  If you have a Traditional or Roth IRA, you can also roll it over to an Entrust account or initiate a partial or complete transfer of the assets.

As with any investment, it’s important that you perform proper due diligence - education and knowledge are key. But as you can see, self-direction does not restrict your IRA to investing exclusively in stocks, bonds and mutual fund investments. Choosing to invest your self-directed IRA in precious metals is just one of the many ways you can truly diversify and take control of your retirement portfolio.

By Bryan P. Calderon

Bryan P. Calderon is the Business Development Manager for Entrust – Orange County. He can be reached at bcalderon@theentrustgroup.com or (949) 788-2970.

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