Submit an In-Kind Rollover Request

Move an IRA-held asset from your previous custodian to your Entrust IRA.

An in-kind rollover allows you to move an asset (such as real estate, private equity, or other alternative investments) from another self-directed custodian into your Entrust self-directed IRA (SDIRA) without liquidating it. 

This guide will walk you through the process of submitting an in-kind rollover request through the Entrust Client Portal.

1. Start a New Rollover Request: Log in to the Entrust Client Portal, locate the “Quick Links” box, and click “Fund Account.” Select the account where you want to roll over the asset. Click “Direct or Indirect Rollover.”
   
   
2. Choose Rollover Type: Specify whether it is a Direct or Indirect Rollover:
   1. 1. Direct Rollover: The asset(s) move directly from one retirement account to the other. Many prefer this method because it avoids mandatory tax withholding and any potential penalties, as the asset(s) are not considered distributed to the individual.
      2. Indirect Rollover: The asset(s) are distributed directly to the individual from the current retirement account. The individual then has 60 days to deposit the asset(s) into another retirement account to maintain their tax-advantaged status.
         
         
3. Enter Custodian Information: Enter the name, phone number, and address of the custodian holding your asset. If you’re unsure of the contact details, you can search for a local branch and enter that information. If the other custodian requires a Letter of Acceptance from Entrust, check the box. If applicable, enter any special handling instructions.
   
   
4. Add the Asset to Be Rolled Over: Since this is an in-kind rollover, check the box indicating you are NOT rolling over cash. Under the “In-Kind Rollover” section, click “Add Asset.” Enter the asset name and its market value. 
   1. 1. If rolling over multiple assets, repeat the process for each.
         
         
5. Upload Required Documents: Upload a statement from the other custodian demonstrating ownership of the asset. The file must:
   1. 1. Be in PDF format
      2. Not exceed 10MB in size
      3. Not be password-protected
         
         
6. Submit Your In-Kind Rollover Request: Read the Disclosures and Acknowledgement section carefully. Review your information, check the agreement box, and click “Submit.”
   
   

What Happens Next?

• You must contact the other custodian to initiate the rollover.
• The other custodian will send change-of-ownership paperwork to Entrust.
• Entrust will book the asset in your account once all required documents are received.
• Additional documents may be required. If so, Entrust will contact you.
  
  

By following these steps, you can successfully roll over an asset into your Entrust SDIRA without liquidating it.