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A true Self-Directed IRA

Choose The Entrust Group for a better Self-Directed IRA experience

Open an Account Book a free consultation

The Entrust Group is a trusted industry leader:

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Industry leader for almost 40 years

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Over $4 Billion assets under custody

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22,000+ Investors empowered

24/7

Access to manage your SDIRA 24/7

Looking for a better SDIRA administrator?

Here’s why you should consider The Entrust Group

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Personal service every step of the way

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Educational resources at your fingertips

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Experienced industry professionals in-house

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Never get bounced around by a call center again

All calls are answered by our expert, in-house representatives. There are times when you need to make a transaction or close a property deal quickly, and you can’t afford to wait. The Entrust Group client services team has you covered.

At The Entrust Group, you can contact your account manager directly. Your account manager knows you and your investments, and will answer your questions in a timely manner. Our CISP-certified representatives work with us in-house and understand the Self-Directed IRA process first-hand.

Entrust professionals stay current about the industry to ensure they provide clients with the most accurate information possible.

"Courteous , professional, and efficient response to resolve an old issue, and assist with creating a new access to my account."
Paul Witham, Entrust Client
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Manage your account with 24/7 access

From dashboards to assets, transactions, and billing, our client portal helps you stay on top of your SDIRA at all times.

  • Dashboard
    View your account information and account management features all in one place
  • Assets
    See a breakdown of the assets in your account
  • Transactions
    View your account history and initiate new transactions
  • Activity
    Fund your account, make an investment, add beneficiaries, and much more.
  • Billing
    Adding a new credit card or updating your payment information is a breeze.
  • On-the-go?

    Download our industry leading mobile app to manage your account from almost anywhere.



No hidden fees. Complete transparency.

You choose your fee schedule.

Recordkeeping Fees Option1: Fees schedule based on number of assets
One-time account establishment fee for opening a self-directed IRA, per account

$50



Alternative Assets $299/asset
Non-Recourse Loans $199/asset
Precious Metals $150/year - unlimited assets
Crowdfunding* $150/year - unlimited assets

All annual fees are billed in quarterly increments upon investment acquisition. A single alternative asset investment annual fee is $299 per year, charged $74.75 per quarter. For multiple investments, for example three alternative investments, the annual fee would be $897, charged $224.25 per quarter. Please note that a non-recourse loan is payable at a discounted rate of $199 per year. For example, a single investment coupled with a non-recourse loan would be charged $498 per year or $124.50 per quarter.

*The crowdfunding fee of $150/year for unlimited assets will only be applied to accounts that are investing with the following companies: WeFunder, SharesPost, Realty Mogul, Funders Club, EquityZen, and Crowdstreet.

Recordkeeping Fees Option2: Fees schedule based on asset value
One-time account establishment fee for opening a self-directed IRA, per account

$50



Based on Asset Value (calculate using the table below)
Min. $199 - Max. $1,995

If the account value is between Multiply the value by
$1 and $24,999
$25,000 and $49,999
$50,000 and $149,999
$150,000 and $299,999
$300,000 and up
0.0095
0.0070
0.0065
0.0060
$1,995 (max)

For example, if account value is $20,000, the annual recordkeeping fee would be $199 ($20,000 x .0095 = $190. However, $199 is the minimum fee.) If account value is $55,000, the annual recordkeeping fee would be $445.00, calculated by adding together the incremental amounts for each tier: Tier 1: $24,999 x .0095 = $237.49; Tier 2: $25,000 x .0070 = $175.00. Tier 3: $5,001 x .0065 = $32.51. Combining the number from all three tiers totals $445.00.

Purchases and Sales of Assets Fees
Purchase, sale, exchange or additional funding, per asset
(excluding real estate, precious metals and/or crowdfunding with selected companies)
$95
Purchase, sale, or exchange of real estate
(includes earnest money deposit if applicable)
$175
Purchase, sale, or exchange of real estate with non-recourse loan
(includes earnest money deposit if applicable)
$250
Purchase, sale, or exchange of precious metals
(precious metals depository fees, such as storage and shipping, may apply and will be charged to your account)
$0
Purchase, sale, or exchange of crowdfunding
(only if investing with the following companies: WeFunder, SharesPost, Realty Mogul, Funders Club, EquityZen, and Crowdstreet)
$0
Transaction Fees: Apply to all Entrust Accounts
ACH transfers, incoming and outgoing $0
Wire transfers, per item, incoming and outgoing $30
Overnight delivery via FedEx, UPS, USPS, etc $30
Checks (includes all check requests) $10/check
Cashier's or other official bank check $30
Research of closed assets or accounts, legal research, or special handling of transactions $150/hour
Rush fees for expedited transaction processing or services within the same or next day $150
Returned items of any kind and stop payments, per item $30
Re-registration of assets plus expenses of transfer agents (if applicable) $100
Account termination processing fee $250

Frequently Asked Questions

How much money can I put in a Self-Directed IRA?
Contributions limits may vary year over year depending on the type of account you have. The IRS releases new contributions limits for all plans including Traditional IRAs, Roth IRAs, SEP and SIMPLE plans, ESAs and HSAs every year. Check out the current contributions limits here
What type of fees are there?

Fees at Entrust fall under one of four categories: establishment, recordkeeping, transaction, and termination. For your convenience, we offer two recordkeeping fee options, one based on the number of assets and one based on asset value. For a full list of fees associated with a self-directed IRA, please visit our fees page.

I thought only stocks, bonds, or mutual funds were allowed in retirement accounts? Why haven’t I heard of this before?

Most investors are surprised to find out that investing in alternative investments with your retirement funds has actually been around since 1975. Most brokerage firms and banks offer investments, like stocks and bonds. For this reason, it’s not exactly in their best interest to talk about self-directed retirement accounts.

Can I invest in my own business with a self-directed IRA?

No, this is considered a prohibited transaction as it is a conflict of interest by involving a disqualified person (you).

How do I start a Self-Directed IRA?

Our process is quick and straightforward. Follow these steps:

  1. Open a new account: you can open an account online here, download the account application here or speak with an Entrust representative at 800-392-9653, option 2.
  2. Fund your account. Entrust offers multiple options for funding your IRA. 
  3. Choose an investment. If you have an investment in mind and have any questions, contact Entrust to get started.
What rules must you follow with a SDIRA?

A few self-directed IRA rules from the IRS to keep in mind with these types of retirement accounts include being aware of contribution limits, avoiding prohibited transactions, accurately reporting the fair market value of your assets, understanding distribution rules, and paying attention to any unrelated business income tax you may be responsible for.

What investments aren’t allowed?
Transactions not permitted under a SDIRA include life insurance contracts, collectibles, and S corporations. In addition, any investment involving a disqualified person (spouse, parents, children and more) are considered prohibited transactions.
Can I move my 401(k) into a Self-Directed IRA?
Yes, consolidating accounts like a 401(k) into a self-directed IRA is a fairly simple process called a rollover. Methods for funding your account available at The Entrust Group include IRA Transfers, IRA Contributions, and IRA Rollovers.
Are there any disadvantages to a Self-Directed IRA?

With any investment comes risk, and self-directed IRAs are no exception, but investments also provide an opportunity for earnings. This is especially true for SDIRAs, where the assets you can invest in are virtually limitless. For inexperienced investors, this can sometimes be perceived as a disadvantage, as more options and freedom means greater responsibility. We encourage all investors to check out five questions to ask before you invest from the U.S. Securities and Exchange Commission.

What should I look for in a custodian?
A few key things you want to look for in a potential company include investment options, disclosure, expertise, fees, data protection, insurance, and servicing times.
When can I start withdrawing my money?
To begin accessing your funds without a penalty, you must have reached 59 ½ years old. Depending on the type of IRA, taking early distributions will result in a 10% early distribution penalty tax. At age 70 ½, you must start taking required minimum distributions, depending on the type of account you hold.
Can I invest in my own business with a self-directed IRA?

No, this is considered a prohibited transaction as it is a conflict of interest by involving a disqualified person (you).