A True Self-Directed IRA

Reach your Financial Goal with the Premier Provider for Self-Directed IRAs

Open an Account Book a free consultation

The Entrust Group is a trusted industry leader:

Industry leader for almost 40 years

$0B

Over $4 Billion assets under custody

45,000+ Investors empowered

24/7

Access to manage your SDIRA 24/7

Looking for a better SDIRA administrator?

Here’s why you should consider The Entrust Group

Personal service every step of the way

Educational resources at your fingertips

Experienced industry professionals in-house

Never get bounced around by a call center again

All calls are answered by our in-house experts

Contact your account manager directly

Your account manager knows you and your investments

Our CISP-certified representatives understand the Self-Directed IRA process first-hand

Our professionals stay current about the industry and provide you with the most accurate information possible

"Courteous , professional, and efficient response to resolve an old issue, and assist with creating a new access to my account."

Paul Witham, Entrust Client

Manage your account with 24/7 access

From dashboards to assets, transactions, and billing, our client portal helps you stay on top of your SDIRA at all times.

Dashboard
View your account information and account management features all in one place
Assets
See a breakdown of the assets in your account
Transactions
View your account history and initiate new transactions
Activity
Fund your account, make an investment, add beneficiaries, and much more.
Billing
Easily add a new credit card and update your payment information
On-the-go?

Download our industry leading mobile app to manage your account from almost anywhere

Open an Account Book a free consultation

No hidden fees. Complete transparency.

You choose your fee schedule.

Account Establishment Fee

One-time account establishment fee for opening a self-directed IRA, per account

$50

Annual RecordKeeping Fees (billed quarterly)

Total Asset Value
under $50,000
(excluding cash)

Total Asset Value
of $50,000 or more*
(excluding cash)

A single asset

$199 annually

$199 annually
+ 0.15% of the total asset value
over $50,000* (excl. cash)

Two or more assets

$299 annually

$299 annually
+ 0.15% of the total asset value
over $50,000* (excl. cash)

Purchase And Sale of Asset Fees

Purchase, sale, exchange or additional funding, per asset

(excluding real estate, precious metals and/or crowdfunding with selected companies)

$95

Purchase, sale, or exchange of real estate

(includes earnest money deposit if applicable)

$175

Purchase, sale, or exchange of real estate with non-recourse loan

(includes earnest money deposit if applicable)

$250

Purchase, sale, or exchange of precious metals

(precious metals depository fees, such as storage and shipping, may apply and will be charged to your account)

Purchase, sale, or exchange of crowdfunding

(only if investing with the following companies: WeFunder, SharesPost, Realty Mogul, Funders Club, EquityZen, and CrowdStreet)

Transaction Fees: (Some accounts may incur one-time transaction fees. Please select this drop down to learn more about possible transaction fees.)

ACH transfers, incoming and outgoing

Wire transfers, per item, incoming and outgoing

$30

Overnight delivery via FedEx, UPS, USPS, etc

$30

Checks

(includes all check requests)

$10/check

Cashier’s or other official bank check

$30

Research of closed assets or accounts, legal research, or special handling of transactions

$150/hour

Rush fees for expedited transaction processing or services within the same or next day

$150

Returned items of any kind and stop payments, per item

$30

Re-registration of assets plus expenses of transfer agents (if applicable)

$100

Account termination processing fee

$250

*The uninvested cash in your account is not charged a 0.15% fee, regardless of the amount of cash held in there. The 0.15% fee is assessed solely on the total asset value above $50,000. For example, an account with two assets of a total value of $150,000 and $12,000 cash would pay a fee of $299 + 0.15% of $100,000 ($150), or a total of $449 annually.

There is a cap on recordkeeping fees at $2,299 per year, so no matter how much your account grows, you know you will never pay more.

Benefit from the best

I have been an Entrust client for several years and without exception, pre and post COVID-19, they have been the most responsive, courteous, knowledgable, client-focused group, I have ever worked with.

Combine this with the fact that Entrust offers a unique platform of learning and investment products, Entrust gives you the ability to be an incredible hands-on or 100% passive investor. Keep doing what you are doing Entrust.

Richard Greer

CEO

R G Realty Advisors

Open an Account Book a free consultation

Frequently Asked Questions

How much money can I put in a Self-Directed IRA?

Contributions limits may vary year over year depending on the type of account you have. The IRS releases new contributions limits for all plans including Traditional IRAs, Roth IRAs, SEP and SIMPLE plans, ESAs and HSAs every year. Check out the current contributions limits here.

What type of fees are associated with a SDIRA?

Entrust offers a flexible, simple and transparent self-directed IRA fee schedule. There are four fees associated with a self-directed IRA at Entrust: establishment, annual recordkeeping, purchase and sale of asset and transaction fees. Click here to view our fee schedule.

I thought only stocks, bonds, or mutual funds were allowed in retirement accounts? Why haven’t I heard of this before?

Most investors are surprised to find out that investing in alternative investments with your retirement funds has actually been around since 1975. Most brokerage firms and banks offer investments, like stocks and bonds. For this reason, it’s not exactly in their best interest to talk about self-directed retirement accounts.

Can I invest in my own business with a self-directed IRA?

No, this is considered a prohibited transaction as it is a conflict of interest by involving a disqualified person (you).

How do I start a Self-Directed IRA?

Our process is quick and straightforward. Follow these steps:

Open a new account: you can open an account online here, download the account application here or speak with an Entrust representative at 800-392-9653, option 2.
Fund your account. Entrust offers multiple options for funding your IRA.
Choose an investment. If you have an investment in mind and have any questions, contact Entrust to get started.

What rules must you follow with a SDIRA?

A few self-directed IRA rules from the IRS to keep in mind with these types of retirement accounts include being aware of contribution limits, avoiding prohibited transactions, accurately reporting the fair market value of your assets, understanding distribution rules, and paying attention to any unrelated business income tax you may be responsible for.

What types of investments aren’t allowed with a self directed IRA?

Transactions not permitted under a SDIRA include life insurance contracts, collectibles, and S corporations. In addition, any investment involving a disqualified person (spouse, parents, children and more) are considered prohibited transactions.

Can I move my 401(k) into a Self-Directed IRA?

Yes, consolidating accounts like a 401(k) into a self-directed IRA is a fairly simple process called a rollover. Methods for funding your account available at The Entrust Group include IRA Transfers, IRA Contributions, and IRA Rollovers.

Are there any disadvantages to a Self-Directed IRA?

With any investment comes risk, and self-directed IRAs are no exception, but investments also provide an opportunity for earnings. This is especially true for SDIRAs, where the assets you can invest in are virtually limitless. For inexperienced investors, this can sometimes be perceived as a disadvantage, as more options and freedom means greater responsibility. We encourage all investors to check out five questions to ask before you invest from the U.S. Securities and Exchange Commission.

What should I look for in a SDIRA Custodian?

A few key things you want to look for in a potential company include investment options, disclosure, expertise, fees, data protection, insurance, and servicing times.

When can I start withdrawing my money?

To begin accessing your funds without a penalty, you must have reached 59 ½ years old. Depending on the type of IRA, taking early distributions will result in a 10% early distribution penalty tax. At age 70 ½, you must start taking required minimum distributions, depending on the type of account you hold.

Can I invest in my own business with a self-directed IRA?

No, this is considered a prohibited transaction as it is a conflict of interest by involving a disqualified person (you).

About The Entrust Group

For 40 years, The Entrust Group has provided account administration services for self-directed retirement and tax-advantaged plans.

Entrust can assist you in purchasing alternative investments with your retirement funds, and administer the buying and selling of assets that are typically unavailable through banks and brokerage firms.

Why Choose Entrust?

Experience

40+ Years of Experience

We’re not just another Self-Directed IRA administrator; we’re the originator. Ours is expertise you can count on.

See how we're different

Education

Educational Resources

Supercharge your alternative investment strategy with the educational content from our Learning Center.

Check out our Learning Center

Exceptional Service

Our team is devoted to helping you self-direct your account(s). You can depend on us to be timely, accurate, and friendly.

Meet the team

Account Management

Manage your Entrust account online 24/7 with our client portal (voted “Best Online Portal” by Investopedia) and our mobile app.

Preview your account experience

myDirection Visa Card

Streamline your transactions with this prepaid asset management card. The myDirection Visa Card provides immediate access to your funds so you can pay real estate investment expenses on the go.

Learn more about myDirection Visa Card