After establishing Entrust's Los Angeles office in 2003, Munzer Ghosheh continues to provide exemplary service to Entrust clients as a Regional Business Development Manager. Munzer has over 20 years of experience working for major consumer, finance, real estate, and title companies, and is a Certified IRA Services Professional (CISP). Highly regarded for his industry knowledge, Munzer has taught numerous continuing education courses on self-directed retirement plans to real estate professionals, CPAs, and CFPs, and is a frequent speaker at real estate investment conferences, investor clubs, and retirement and finance groups.

Serving: AK, AZ, CA (South), HI, KS, NM, NV, OK, TX, UT

Bill Neville joined The Entrust Group eight years ago through his initial role as Manager of Operations for the company’s franchise program. When the program was discontinued, Bill stepped up to the task of managing the Compliance and Internal Audit departments. With a keen eye for detail and gaining valuable insights into the IRA industry, Bill kept Entrust’s educational programs and internal processes in line with industry regulations. Bill actively takes pride in the company’s growth and success and is currently the Business Development Manager for Entrust’s San Francisco Bay Area office.

Serving: CA (North), CO, IA, ID, IL, MN, MT, ND, NE, OR, SD, WA, WI, WY

A key member of Entrust, Rachel Stolrow joined seven years ago as a Business Development Associate. She soon took on a more specialized role as the liaison between Entrust and investment sponsors.

Throughout her tenure, Rachel has made significant contributions to the team. She has played a pivotal role in refining our sponsor and advisor portals, spearheaded multiple outreach initiatives, and successfully onboarded over 1,300 companies onto our investment platform.

Building on her comprehensive understanding of the investment process and Entrust’s services, Rachel’s expertise led her to take on the role of Business Development Manager, overseeing The Entrust Group’s Southeast Region.

Her strengths lie in fostering relationships, prioritizing individual needs, and streamlining processes.  Rachel strives to continually optimize the client experience through her acumen in technology and Entrust programs. Dedicated to empowering investors, she equips them with the essential tools to make informed decisions in alternative investments.

With Rachel’s assistance, professionals and clients alike can unlock the potential of leveraging retirement accounts to invest in their preferred and trusted assets.

Serving: AL, AR, FL, GA, KY, LA, MO, MS, NC, SC, TN

Tony serves Entrust's Northeast region as Business Development Manager. He spent 10 years in sales and relationship management positions, and an additional eight years in the real estate and retirement industries. He joined the retirement industry during his previous employment and has traveled all over the U.S. by participating in engagements relating to fiduciary obligations and insurance regulations under the Employee Retirement Income Security Act of 1974 (ERISA). He’s worked directly with Plan Sponsors and Financial Advisors in the qualified retirement plan space for a number of years and really takes pride in his professional experiences and knowledge gained along the way. Tony is a proud member of the American Society of Pension Professionals and Actuaries (ASPPA) and the National Association of Plan Advisors (NAPA). He holds a Bachelor Degree in Criminal Justice from Fairleigh Dickinson University in Teaneck, New Jersey.

Serving: CT, DC, DE, IN, MA, MD, ME, MI, NH, NJ, NY, OH, PA, RI, VA, VT, WV

Hubert Bromma is a well-recognized pioneer in the field of alternative investments in tax-free and tax-deferred environments. Since 1967, Mr. Bromma has had a long and distinguished career in banking, financial institution consulting, mergers and acquisitions, and real estate investing.

In 1981, Mr. Bromma developed the first truly "Self-Directed IRA" for a number of banks. In 1993, he consolidated a banking and pension management practice that he had owned since 1981 into Entrust. He then began to build what is now the only national network of local branded offices providing account administration and education services for self-directed retirement plans.

Mr. Bromma has written numerous articles and several books, including "How to Invest in Real Estate and Pay Little or No Taxes," "Do Your Own Qualified Retirement Plan," and "How to Invest in Offshore Real Estate and Pay Little or No Taxes." He has also been a frequent guest on CNBC, Bloomberg, MarketWatch, and other financial media programs, and conducts presentations on self-directed investing throughout the year. In addition, he is a member of the board of directors of several businesses and philanthropic organizations.

Gary Kowalski joined the Entrust team in 2010 as Manager of Franchise Operations and subsequently managed Entrust's field offices as Director of Sales. As Chief Financial Officer, he oversees financial operations, reporting and treasury management. Prior to joining Entrust, Mr.Kowalski held the roles of Vice President of Finance and Operations for Parkside Lending and Managing Director for Parson Consulting. He authored the book “The Franchise Ratings Guide” and was the founder of the San Francisco Professional Career Network.

Caroline Baldwin is the Chief Operating Officer at The Entrust Group, overseeing the company’s operations and product development efforts. She brings over 20 years of experience from various industries including e-commerce and non-profits to the team.

She joined Entrust in January 2015 starting as a marketing contributor. Throughout her tenure, she has revamped the company’s lead nurturing efforts, transformed the firm’s product strategy, and demonstrated a steadfast commitment to process improvement and client experience.

As the COO, she oversees all operations at The Entrust Group, with a continued focus on leading product development and driving overall business performance, positioning Entrust for future success. She is committed to raising awareness about self-direction and developing products and services to empower investors. 

Tim Bailey is The Entrust Group’s Director of Operations and Executive Vice President overseeing the firm’s customer service, investment, and operational departments. Tim joined The Entrust Group in 2024 and has over 25 years of professional experience in banking and wealth management. He has championed diverse roles including client facing positions as well as leading nationwide operational teams, that ultimately earned the top client Net Promoter Score (“NPS”) in banking.

Tim is committed to providing his teammates with a healthy internal culture as well as all the tools necessary to provide The Entrust Group’s clients with excellent service.

Tim received his Bachelor of Arts in Economics with an emphasis on Accounting from the University of California at Santa Barbara as well as completed Wharton’s Executive Leadership Training Program. He has served on the Board of Directors for the San Francisco Zoo and enjoys actively participating in many other volunteer and charitable endeavors.

Justin Lautermilch is a data-driven marketing executive with a proven track record of transforming brands and driving revenue growth across various industries. With over a decade of experience, Justin has successfully led marketing initiatives for more than 90 companies, including names like Publix, United Federal Credit Union, Evian Water, and Loyola Medicine.

Before joining The Entrust Group, Justin held key roles at McKinsey & Company and 22Squared, where he developed and executed comprehensive marketing strategies, built teams, and implemented cutting-edge digital tracking solutions. His hands-on approach to marketing, combined with his passion for learning and improvement, will ensure that Entrust remains at the forefront of the self-directed IRA industry.

 At Entrust, Justin leverages his extensive background in digital media, strategic marketing, and client relationship management to enhance our marketing efforts and drive growth. His expertise in modernizing marketing technology stacks aligns perfectly with Entrust’s commitment to innovation and excellence.