Self-Directed IRA Fees

Wondering what fees are associated with a self-directed IRA?

We are upfront about our fees and make them easy to understand. The four fee categories are establishment, recordkeeping, transaction, and termination.

Click here to download our fee schedule

Calculate Fees

Open an Account

Account
Establishment Fee

One-time account establishment fee for opening a self-directed IRA, per account

$50

Annual Account
Recordkeeping Fee

Billed quarterly

Choose from two annual recordkeeping fee options:

►

Option 1 - Based on Number of Assets

Alternative Assets

$299/asset

Non-Recourse Loans

$199/asset

Precious Metals

$150/year - unlimited assets

Crowdfunding*

$150/year - unlimited assets

All annual fees are billed in quarterly increments upon investment acquisition. A single alternative asset investment annual fee is $299 per year, charged $74.75 per quarter. For multiple investments, for example three alternative investments, the annual fee would be $897, charged $224.25 per quarter. Please note that a non-recourse loan is payable at a discounted rate of $199 per year. For example, a single investment coupled with a non-recourse loan would be charged $498 per year or $124.50 per quarter.

*The crowdfunding fee of $150/year for unlimited assets will only be applied to accounts that are investing with the following companies: WeFunder, SharesPost, Realty Mogul, Funders Club, EquityZen, and Crowdstreet.

►

Option 2 - Based on Asset Value (calculate using the table below)

Min. $199 - Max. $1,995

If the account value is between	Multiply the value by
$1 and $24,999 $25,000 and $49,999 $50,000 and $149,999 $150,000 and $299,999 $300,000 and up	0.0095 0.0070 0.0065 0.0060 $1,995 (max)

For example, if account value is $20,000, the annual recordkeeping fee would be $199 ($20,000 x .0095 = $190. However, $199 is the minimum fee.) If account value is $55,000, the annual recordkeeping fee would be $445.00, calculated by adding together the incremental amounts for each tier: Tier 1: $24,999 x .0095 = $237.49; Tier 2: $25,000 x .0070 = $175.00. Tier 3: $5,001 x .0065 = $32.51. Combining the number from all three tiers totals $445.00.

Purchases and Sales of Assets Fees

Purchase, sale, exchange or additional funding, per asset (excluding real estate, precious metals and/or crowdfunding with selected companies)	$95
Purchase, sale, or exchange of real estate (includes earnest money deposit if applicable)	$175
Purchase, sale, or exchange of real estate with non-recourse loan (includes earnest money deposit if applicable)	$250
Purchase, sale, or exchange of precious metals (precious metals depository fees, such as storage and shipping, may apply and will be charged to your account)	$0
Purchase, sale, or exchange of crowdfunding (only if investing with the following companies: WeFunder, SharesPost, Realty Mogul, Funders Club, EquityZen, and Crowdstreet)	$0

Transaction Fees

Apply to all Entrust Accounts

ACH transfers, incoming and outgoing	$0
Wire transfers, per item, incoming and outgoing	$30
Overnight delivery via FedEx, UPS, USPS, etc	$30
Checks (includes all check requests)	$10/check
Cashier's or other official bank check	$30
Research of closed assets or accounts, legal research, or special handling of transactions	$150/hour
Rush fees for expedited transaction processing or services within the same or next day	$150
Returned items of any kind and stop payments, per item	$30
Re-registration of assets plus expenses of transfer agents (if applicable)	$100
Account termination processing fee	$250

Note: B2B Negotiated Fee Schedule supersedes this fee schedule. Fee schedules for other services and products are listed separately and must be acknowledged at time of request.

Calculate Your Fees

Choose Asset Type

Real Estate
Precious Metals
Alternative Assets
Crowdfunding

Disclaimer: Estimates obtained through the use of this calculator are dependent upon the accuracy of the information entered and is not a guarantee of the final cost. For more information please contact us.

Number of Assets

Back Calculate

Crowdfunding Asset Information

Number of Assets

Back Calculate

Other Alternative Assets Information

Number of Assets
$ Total Asset Value

Back Calculate

Your Annual Fees

Based on the information you provided, your fees would be based on the number of assets. (Option 1)

Based on the information you provided, your fees would be based on the asset value. (Option 2)

* Annual Precious Metals Account Fee does not include depository fees

To inquire about our GoldMoney fees, please contact us.

* The crowdfunding fee of $150/year for unlimited assets will only be applied to accounts that are investing with the following companies: WeFunder, SharesPost, Realty Mogul, Funders Club, EquityZen, and Crowdstreet.

Account Transaction Fees:

Alternative Assets Account Fee Options

►

Option 1 - Based on Number of Assets

$299 per asset

Based on the information you have entered, this fee option is best for you.

►

Option 2 - Based on Asset Value
(calculate using the table below)

Min. $199 - Max. $1,995

Based on the information you have entered, this fee option is best for you.

If the account value is between	Multiply the value by
$1 and $24,999 $25,000 and $49,999 $50,000 and $149,999 $150,000 and $299,999 $300,000 and up	0.0095 0.0070 0.0065 0.0060 $1,995 (max)

For example, if account value is $20,000, the annual administration fee would be $199 ($20,000 x .0095 = $190. However, $199 is the minimum fee.) If account value is $55,000, the annual administration fee would be $445.00, calculated by adding together the incremental amounts for each tier: Tier 1: $24,999 x .0095 = $237.49; Tier 2: $25,000 x .0070 = $175.00. Tier 3: $5,001 x .0065 = $32.51. Combining the number from all three tiers totals $445.00.

Account Transaction Fees:

Real Estate Account Fee Options

►

Option 1 - Based on Number of Assets

$299 per asset

Based on the information you have entered, this fee option is best for you.

►

Option 2 - Based on Asset Value
(calculate using the table below)

Min. $199 - Max. $1,995

Based on the information you have entered, this fee option is best for you.

If the account value is between	Multiply the value by
$1 and $24,999 $25,000 and $49,999 $50,000 and $149,999 $150,000 and $299,999 $300,000 and up	0.0095 0.0070 0.0065 0.0060 $1,995 (max)

Account Termination Fee

Precious Metals Accounts (only)

$150

Account Termination Fee

Alternative Assets (only)

$250

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The Advantages of Working with Entrust

Over 36 years of experience in the self-directed IRA industry

More nationwide locations than any other administrator

Experts in allowable alternative investements

Managed over 21,000 clients and $3.2 billion in assets

Self-Directed IRAs

Investment Options

Professionals

Learning Center

About Entrust

Wondering what fees are associated with a self-directed IRA?

We are upfront about our fees and make them easy to understand. The four fee categories are establishment, recordkeeping, transaction, and termination.

Account
Establishment Fee

Annual Account
Recordkeeping Fee

Purchases and Sales of Assets Fees

Transaction Fees

Apply to all Entrust Accounts

The Advantages of Working with Entrust

Self-Directed IRAs

Investment Options

Professionals

Learning Center

About Entrust

Traditional, Roth, SEP, SIMPLE, ESA, HSA

Wondering what fees are associated with a self-directed IRA?

We are upfront about our fees and make them easy to understand. The four fee categories are establishment, recordkeeping, transaction, and termination.

AccountEstablishment Fee

Annual AccountRecordkeeping Fee

Purchases and Sales of Assets Fees

Transaction Fees

Apply to all Entrust Accounts

Account Transaction Fees:

Account Transaction Fees:

Account Termination Fee

Account Termination Fee

The Advantages of Working with Entrust

Account
Establishment Fee

Annual Account
Recordkeeping Fee