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For 40 years, The Entrust Group has provided account administration services for self-directed retirement and tax-advantaged plans. Entrust can assist you in purchasing alternative investments with your retirement funds, and administer the buying and selling of assets that are typically unavailable through banks and brokerage firms.
Whether or not a SDIRA is right for you will depend on your situation. Is the investment you want to invest in permitted? If it isn’t and this is the only investment you’re interested in pursuing, you’ll want to stop here. Do the funds you plan to use come from your current employer’s sponsored plan? Most employer-sponsored plans don’t allow you to move funds out. If you don’t have another funding source, this could also deter you. SDIRAs are best suited to experienced investors who understand the general rules that apply to IRAs. The amount of capital you have to invest may also be a factor. Download the pdf below to figure out if a SDIRA might be for you.
A SDIRA broadens your horizons. You’re not limited to stocks, bonds, and mutual funds. You have the freedom to invest in assets that you know, and investments that inspire you as long as they’re permitted by the IRS. Real estate, promissory notes, precious metals, private equity are just the tip of the iceberg.
Ever thought of investing in renewable energy and having a sustainable impact on the world?
A SDIRA allows you to have complete control over your retirement account. The flip side of that freedom is that you are solely responsible for whatever occurs within your IRA. You’ll want to avoid prohibited transactions, dealing with disqualified persons, and any transactions that could be perceived as self-dealing. Investments are owned by your Self-Directed IRA, not by you personally. For example: you and other disqualified persons such as your kids are not allowed to stay at a rental property your SDIRA owns. Download our SDIRA Rules Guide below and learn the rules that'll help you keep your account in good standing.
You can fund your account using a transfer, rollover or a cash contribution. A transfer occurs when funds from the same type of account are moved from one financial institution to another (i.e., moving funds from your Traditional IRA at Company A to a new Traditional IRA at Company B). A rollover occurs when a participant directs the transfer of funds in their retirement account to a different type of account at another institution. Typically, a rollover is used when moving funds from an employer-sponsored plan to an IRA. Check out the two resources below to figure out what account is best for you and understand the process of funding your SDIRA step by step.
We know our clients value the flexibility to grow and diversify their portfolios, so we have designed our fees to adapt to every type of investor. Whether you invest $20,000 or $2,000,000 in a self-directed account, our fees are scaled to match the complexity of administering your account and make sure you have quality service and access to SDIRAs at a reasonable price.
| Total Asset Value under $50,000 (excl. cash) |
Total Asset Value of $50,000 or more* (excl. cash) |
|
| A single asset | $199 annually |
$199 annually + 0.15% of the total asset value |
| Two or more assets | $299 annually |
$299 annually + 0.15% of the total asset value |
* *The uninvested cash in your account is not charged a 0.15% fee, regardless of the amount of cash held there. The 0.15% fee is assessed solely on the total asset value above $50,000. For example, an account with two assets that have a total value of $150,000 would pay a fee of $299 + 0.15% of $100,000, or a total of $449 annually. There is a cap on recordkeeping fees at $2,299 per year.
