Your resource for articles, ideas and information on self-directing your retirement plan into alternative assets.
The Entrust Group does not offer investment, tax, financial or legal advice to clients. Individuals who believe they need advice should consult with the appropriate professional(s) licensed in that area. This section of our website is devoted to providing clients and potential client with educational information regarding self-directed accounts and possible investment scenarios. It is in no way intended as investment advice.
Retirement Plans
- A Self-Directed Roth: Freeing up your Retirement Options
Discover how converting funds from a Traditional IRA to a Roth IRA helped this couple to build their retirement dream house. - Are Roth 401(k) Plans a Good Idea?
Beginning on January 1, 2006, businesses have had the option to add a Roth deferral element to their 401(k) plans. What this means is that employees could be able to designate money deferred from their pay as they do currently (on a pretax basis) or on a - Retirement Plan Opportunities for the Self-Employed & Small Businesses Owners
Retirement plans are an excellent wealth building tool for self-employed individuals and small business owners that is often overlooked or under utilized. - Converting to Roth IRA
Recently, two of our clients convert their traditional IRAs to Roth IRAs for some rather creative reasons. First, both clients anticipate their Adjusted Gross Income this year for conversion purposes to be less than $100,000. This will allow them to conv - Do Retirement Plans Have Too Many Choices? Are New Limits Coming?
Too many choices can hamper decision making. Current and historical research reveals that too many investment options may be a bad thing. Retirement plan providers may well be inclined to reduce the investment options available for their plans in order - Do You Need a Qualified Retirement Plan (or Two)?
This couple's combined income puts them in the top tax income bracket. Find out how this couple is able to save more for their retirement, reduce taxes and self-direct their retirement funds. - Don't Underestimate the Flexibility of Educational Savings Accounts
I explained a Coverdell ESA could receive tax-free distributions to pay qualified education expenses. There is no limit to the number of Coverdell ESAs that can be established for one beneficiary and each ESA may qualify to contribute up to $2,000 a year - Coverdell Education Savings Account (CESA)
The Coverdell Education Savings Account (CESA) became effective January 1, 1998. The Coverdell Education Savings Account is an account established by an authorized person (generally a parent or guardian) for the benefit of a minor. - Add a House to Your IRA: Investment Diversification through Self-Direction
Many people are unaware of all the investment choices available within their retirement plans. Most invest in traditional assets such as stocks, bonds and mutual funds. Did you know you can invest in real estate, mortgages, leases, and other asset backed - SPECIAL REPORT: Health Savings Accounts Convincing Employees
When it comes to dollar amounts having anything to do with spending, Americans firmly believe that lower is better, higher is worse. In the year and a half since the new IRS acronym HSA emerged on the scene, many American businesses are finding difficul - What is a Coverdell Education Savings Account?
Parents and grandparents take note: saving for a childs college education through at tax-exempt Coverdell account is the most efficient way to optimize an investments rate of return. - Now I CAN Have a Roth!! The New Roth 401(k) Option
The Roth 401(k) option opens up the Roth option to many investors that were otherwise not eligible for a Roth retirement plan. - Is Retirement an Option? Will It be for You?
You will need twenty times your current annual income in investments for maintenance of your lifestyle upon retirement. - Understanding Health Savings Accounts
Changes to the Health Savings Account rules effective January 1, 2007, are generating new interest in the plans. However, there is still a gap in knowledge with regard to the actual usage of the plans. - IRA/401(k) Insights - Past Issues for 2007, 2006 and 2005
IRA & 401(k) Insights is a monthly publication for anyone interested in self-directing their retirement funds and investing in nontradional assets. View past issues here. - Are Roth 401(k) Plans a Good Idea?
- Your Child Needs a Roth This Christmas
No, Roth isnt the latest Parisian fashion designer or a chart-topping emo musician. Your childs Christmas list may look like the inventory of a big box electronics store or the where to buy section in the back of Vogue magazine, but nothing you can bu - The Difference an IRA Can Make
How does a real estate investment within an IRA compare to the same investment made with personal funds? - Using Self-Directed IRAs and 401(k)s to Make More Money Now
A great article for Real Estate Investors - How to Pay for Education Expenses With Tax-Free Dollars
Many people are under the mistaken impression that a Roth IRA is the only type of self-directed account from which tax free distributions can be taken. - Frequently Asked Questions About
Can an IRA own a home with a loan? How? - Buying Real Estate in Your IRA
The basics of Buying Real Estate in Your IRA. - May IRA Insights: Non-Deductible Contributions to Traditional IRAs
However, there is good reason to contribute non-deductible amounts to your Traditional IRA, especially if your income keeps you from qualifying for a Roth IRA. - May IRA Insights: The Tax Free Investing Opportunity
How many of your clients could benefit from tax-free investing? Since we're talking about a one-time only Roth IRA opportunity, the answer depends on several factors and variables. - May IRA Insights: Why Must IRAs Have A Custodian?
The Employment Retirement Income Security Act (ERISA) was signed into law by President Gerald Ford over 33 years ago and the Individual Retirement Account developed soon after. - May IRA Insights: Worried About Your Financial Future?
Most of us utilize a company 401(k) plan or depend on major financial institutions to invest our retirement dollars and pray for double digit growth. With the downturn in the markets, the economy in general and the continued slide in real estate, does th - June IRA Insights: The Successful Realtor's Retirement Plan
It is difficult today, with all the choices, to determine which retirement plan is best suited for each individual. However, it is now easier for the realtor to enjoy the same tax favored plans large - Building Your Nest Egg with a Self-Directed Plan
The only way individual Americans have of increasing personal purchasing power beyond the level of inflation, and the only way we have of setting aside sufficient funds for a comfortable retirement, is to do it ourselves. - Things to Avoid with Rollovers
Over the past several months, our office has had several instances of clients or potential clients not understanding the IRS rollover provisions. Generally speaking, if you have your current custodian directly transfer your fundsto your new custodian - The Cost of Kids
As the father of three kids - one teenager and two soon-to-be teenagers - you never really think about how much your children cost you - Health Savings Accounts - Whats Not to Like?
Why opt for a health savings account - Looking for an easy, low-cost retirement plan? Why not consider a SEP?
Simplified Employee Pension plans (SEPs) can provide a significant source of income at retirement by allowing employers to set aside money in retirement accounts for themselves and their employees. - Inherited IRA Assets: Making the Best Choice
You have inherited an IRA Traditional or Roth does not matter. These assets are valuable assets,
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