The Entrust Learning Center is your resource for articles, ideas and information on self directed IRAs, real estate IRAs and investing your retirement funds into alternative assets. At Entrust, our goal is to create informed, self-directed investors.
Visit the sections below to discover more on how to self direct your IRA funds into alternative investments.
The Entrust Group does not offer investment, tax, financial or legal advice to clients. Individuals who believe they need advice should consult with the appropriate professional(s) licensed in that area. This section of our website is devoted to providing clients and potential client with educational information regarding self-directed accounts and possible investment scenarios. It is in no way intended as investment advice.
2 Retirement Plans
This section includes articles on the variety of self directed IRAs offered by The Entrust Group including traditional IRAs, roth IRAs, SEP IRAs, SIMPLE IRAs, Individual(k)s, 401ks, HSAs, ESAs and more. The articles provide information on the advantages of the retirement plans, contribution limits and more.
- A Self-Directed Roth: Freeing up your Retirement Options
Discover how converting funds from a Traditional IRA to a Roth IRA helped this couple to build their retirement dream house. - Are Roth 401k Retirement Plans a Good Idea?
Beginning on January 1, 2006, businesses have had the option to add a Roth deferral element to their 401(k) plans. What this means is that employees could be able to designate money deferred from their pay as they do currently (on a pretax basis) or on a - Retirement Plan Opportunities for the Self-Employed & Small Businesses Owners
Retirement plans are an excellent wealth building tool for self-employed individuals and small business owners that is often overlooked or under utilized. - Do Retirement Plans Have Too Many Choices? Are New Limits Coming?
Too many choices can hamper decision making. Current and historical research reveals that too many investment options may be a bad thing. Retirement plan providers may well be inclined to reduce the investment options available for their plans in order - Do You Need a Qualified Retirement Plan (or Two)?
This couple's combined income puts them in the top tax income bracket. Find out how this couple is able to save more for their retirement, reduce taxes and self-direct their retirement funds. - Don't Underestimate the Flexibility of Educational Savings Accounts
I explained a Coverdell ESA could receive tax-free distributions to pay qualified education expenses. There is no limit to the number of Coverdell ESAs that can be established for one beneficiary and each ESA may qualify to contribute up to $2,000 a year - Coverdell Education Savings Account (CESA)
The Coverdell Education Savings Account (CESA) became effective January 1, 1998. - Converting to Roth IRA
Recently, two of our clients convert their traditional IRAs to Roth IRAs for some rather creative reasons. First, both clients anticipate their Adjusted Gross Income this year for conversion purposes to be less than $100,000. This will allow them to conv - SPECIAL REPORT: Health Savings Accounts Convincing Employees
When it comes to dollar amounts having anything to do with spending, Americans firmly believe that lower is better, higher is worse. In the year and a half since the new IRS acronym HSA emerged on the scene, many American businesses are finding difficul - Now I CAN Have a Roth!! The New Roth 401(k) Option
The Roth 401(k) option opens up the Roth option to many investors that were otherwise not eligible for a Roth retirement plan. - What is a Coverdell Education Savings Account?
Parents and grandparents take note: saving for a childs college education through at tax-exempt Coverdell account is the most efficient way to optimize an investments rate of return. - Is Retirement an Option? Will It be for You?
You will need twenty times your current annual income in investments for maintenance of your lifestyle upon retirement. - Understanding Health Savings Accounts
Changes to the Health Savings Account rules effective January 1, 2007, are generating new interest in the plans. However, there is still a gap in knowledge with regard to the actual usage of the plans. - IRA/401(k) Insights - Past Issues for 2007, 2006 and 2005
IRA & 401(k) Insights is a monthly publication for anyone interested in self-directing their retirement funds and investing in nontradional assets. View past issues here. - Your Child Needs a Roth This Christmas
No, Roth isnt the latest Parisian fashion designer or a chart-topping emo musician. Your childs Christmas list may look like the inventory of a big box electronics store or the where to buy section in the back of Vogue magazine, but nothing you can bu - The Difference an IRA Can Make
How does a real estate investment within an IRA compare to the same investment made with personal funds? - Should You do a Rollover or Transfer?
We get this question many times when speaking with new clients about setting up their accounts. - Solo 401(k) Offers Long-Term Savings
As a small business owner or independent contractor, you may be jealous of the tax advantages associated with the retirement savings plans offered by large companies and organizations - Using Self-Directed IRAs and 401(k)s to Make More Money Now
A great article for Real Estate Investors - Roth IRA Conversions will Become Widely Available
For many of our clients, the decision on whether to convert their Traditional IRA into a Roth IRA can be confusing. - May IRA Insights: The Tax Free Investing Opportunity
How many of your clients could benefit from tax-free investing? Since we're talking about a one-time only Roth IRA opportunity, the answer depends on several factors and variables. - May IRA Insights: Why Must IRAs Have A Custodian?
The Employment Retirement Income Security Act (ERISA) was signed into law by President Gerald Ford over 33 years ago and the Individual Retirement Account developed soon after. - May IRA Insights: Worried About Your Financial Future?
Most of us utilize a company 401(k) plan or depend on major financial institutions to invest our retirement dollars and pray for double digit growth. With the downturn in the markets, the economy in general and the continued slide in real estate, does th - June IRA Insights: The Successful Realtor's Retirement Plan
It is difficult today, with all the choices, to determine which retirement plan is best suited for each individual. However, it is now easier for the realtor to enjoy the same tax favored plans large - Building Your Nest Egg with a Self-Directed Plan
The only way individual Americans have of increasing personal purchasing power beyond the level of inflation, and the only way we have of setting aside sufficient funds for a comfortable retirement, is to do it ourselves. - Things to Avoid with Rollovers
Over the past several months, our office has had several instances of clients or potential clients not understanding the IRS rollover provisions. Generally speaking, if you have your current custodian directly transfer your fundsto your new custodian - The Cost of Kids
As the father of three kids - one teenager and two soon-to-be teenagers - you never really think about how much your children cost you - Overcoming Obstacles - Finding the Money
Finding the Money! - Health Savings Accounts - Whats Not to Like?
Why opt for a health savings account - Looking for an easy, low-cost retirement plan? Why not consider a SEP?
Simplified Employee Pension plans (SEPs) can provide a significant source of income at retirement by allowing employers to set aside money in retirement accounts for themselves and their employees. - Inherited IRA Assets: Making the Best Choice
You have inherited an IRA Traditional or Roth does not matter. These assets are valuable assets, - Smarter Tax Free Self Directed Plan Investment Tactics - Truly Self Directed Retirement Plans
Over the history of tax advantaged programs, qualified plans and individual retirement accounts have consistently been at the forefront of opportunities to defer tax. Within this context, - Inherited IRA and Now 401(k) Assets: Making the Best Choice as a Beneficiary
You have inherited an IRA Traditional or Roth or, now, a 401(k) plan (effective 2008). - Looking for an easy, low-cost retirement plan? Why not consider a SEP?
- The ABC's of Retirement Plans or Which Retirement Plan is Right for You?
I recently spoke at an international event on how one uses their IRA or 401(k) to invest abroad. - Possible Relaxation of Roth Conversion Rules
The House of Representatives concluded its annual tinkering with the tax code. - Can I Have a Roth Too, Please? Yes, You Can!
Roth Conversions - Use Your Roth 401(k) Plan to Retire Rich Using OPM and NEVER PAY TAXES!
The Roth 401(k) is here and so is a way to retire rich using OPM (Other Peoples Money) without paying taxes, ever! - How to Make Your Real Estate Business Work Using Your Roth IRA
I received this phone call from a client of mine about using Roth IRA funds to do some flips, and at the same time, she asked, how do I finance my business when all this money goes into my Roth? - The Perennial Question about Real Estate IRAs and Keoghs - Can You or Can't You?
Can you or can't you what? Have real estate in your IRA or Keogh? Yes, you can and always could. So that was easy, now what? - How to Analyze a Roth Conversion
How would you like to have tax free income when you retire? Would you like to have the ability to leave a legacy of tax free income to your heirs when you die? The great news is that there is a way to achieve these goals it is through a Roth IRA
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