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    • What is a SDIRA?
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Self-Directed IRAs

  • What is a SDIRA?
  • How Does Entrust Help?
  • How Do I Start?

Individual Plans

  • Traditional IRA
  • Roth IRA
  • HSA & ESA

Small Business Plans

  • SEP IRA
  • SIMPLE IRA
  • Individual 401(k)

Self-Directed IRA Rules

  • IRA Contribution Limits
  • Fair Market Valuation
  • Disqualified Persons & Prohibited Transactions
  • Distributions

Funding Your IRA

  • IRA Transfer
  • IRA Rollover
  • IRA Contribution

Investment Options

A Self-Directed IRA gives you the opportunity to make investment decisions in areas based on your knowledge and expertise. From real estate to private lending, you can choose from a wide variety of different types of investments allowed. 

Real Estate

  • Why Real Estate IRA?
  • Types of Real Estate IRAs
  • Funding Your Real Estate Purchase
  • Investment Strategies
  • myDirection Visa Card

Precious Metals

  • Why Precious Metals?
  • Parties Involved
  • Dealers
  • Domestic Depository Options
  • Metals Allowed
  • Process

Private Placements

  • Checkbook Control

Other Alternatives

  • Energy, Gas, Oil
  • Mortgage Notes

Professionals

Stand out from the competition by offering your audience a way to diversify their portfolios.

Real Estate
Professionals

Advisors

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and Sponsors

Entrust
B2B Program

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Expand your investor knowledge with articles, whitepapers, and other educational resources.

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About Entrust

"For almost 40 years, The Entrust Group has provided account administration services for self-directed retirement and tax-advantaged plans. Entrust can assist you in purchasing alternative investments with your retirement funds, and administer the buying and selling of assets that are typically unavailable through banks and brokerage firms."

  • Why Entrust
  • Mission & Values
  • Our Team
  • Testimonials
  • Referral Program
  • Media
  • Press Releases
The Entrust Group is a BBB Accredited Financial Service in Oakland, CA
  • Self-Directed IRAs
  • Self-Directed IRA Rules
  • Contribution Limits
  • Individual 401(k)

Individual 401(k) Contribution Limits

  • Traditional IRA
  • Roth IRA
  • SIMPLE IRA
  • SEP IRA
  • Individual 401k
  • HSA
  • ESA
  • Chart (PDF)
Increase the potential for growth

Individual 401(k) Contribution Deadlines

  • Tax-year 2020 deadline is April 15th, 2021 (You may request an extension)
  • Tax-year 2021 deadline is April 15th, 2022 (You may request an extension)
Take control of your own financial future

Individual 401(k) Information

An Individual 401(k) is a retirement plan that provides small business owners maximum flexibility and freedom to invest in alternative assets. Designed for businesses with no eligible rank-and-file employees. Has the same benefits and features of a 401(k).

Individual 401(k) IRA Contribution Limits
  2020 2021
Employer Contributions Up to $57,000 Up to $58,000
Employee Elective Deferrals Up to $19,500 Up to $19,500
Catch-Up Elective Deferral Contribution Age 50+ Up to $6,500 Up to $6,500
The employer can contribute up to the smaller of 25% of your compensation up to the maximum limit. Employer contributions and employee elective deferrals in aggregate may not exceed $57,000 for 2020 and $58,000 for 2021. Compensation limits and deductibility apply so contact your employer for further information
Increase the potential for growth

Eligibility for Individual 401(k)

  • Any business, sole proprietor, partnership, or corporation with no employees other than you and other owners along with spouses who work for the business.

  • Taxable compensation has been received during the year.

Take control of your own financial future

Other Important Information

  • This type of plan has two components based on your role as both employer and employee:

    • (Employee) Salary deferral, based on earned income, up to the allowed limit
    • (Employer) Profit-sharing contribution, maximum 25% of compensation, up to the allowed limit
Increase the potential for growth

Individual 401(k) - Hassle Free Retirement

An Individual 401(k) allows the business owner complete control. You may act as both the employee and employer. Contributions can be made in both capacities and the plan is not subject to discrimination testing since there are no rank-to-file employees.

IRA Contribution Limits FAQs

Learn the answers to the most asked questions on the topic of contribution limits

 
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800-392-9653

555 12th Street, Suite 900, Oakland, CA 94607
TEG@theentrustgroup.com
The Entrust Group is a BBB Accredited Financial Service in Oakland, CA
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