<img src="//bat.bing.com/action/0?ti=5104607&amp;Ver=2" height="0" width="0" style="display:none; visibility: hidden;">
The Entrust Group Logo
Call Us: 1-800-392-9653
  • Fees
  • Forms
Login
Open an Account
Get a Free Consultation
  • Self-Directed IRAs
    • Overview
    • What is a SDIRA?
    • How Does Entrust help?
    • How Do I Start?
    • Individual Plans
      • Traditional IRA
      • Roth IRA
      • HSA & ESA
        • HSA
        • ESA
    • Small Business Plans
      • SEP IRA
      • SIMPLE IRA
      • Individual 401k
    • Self-Directed IRA Rules
      • Contribution Limits
        • Roth IRA
        • SIMPLE IRA
        • SEP IRA
        • Individual 401(k)
        • Health Savings Account (HSA)
        • Education Savings Account (ESA)
        • Chart
      • Fair Market Valuation
      • Disqualified Persons & Prohibited Transactions
      • UBIT & UDFI
    • Funding Your IRA
      • IRA Transfer
      • IRA Rollover
      • IRA Contribution
  • Investment Options
    • Real Estate
      • Why Real Estate?
      • Types of Real Estate IRAs
        • Residential
        • Commercial
        • Mortgage Notes
        • Offshore Real Estate
        • REO
      • Funding Your Real Estate Purchase
      • Purchase Process
      • Investment Strategies
        • Non-Recourse Loans
        • Real Estate in an IRA LLC
        • Partnering Your IRA
      • Things You Should Know
        • How to Title a Property
        • Income & Expenses
        • Property Management
        • Selling a Property
    • Private Placements
      • Checkbook Control
    • Precious Metals
      • Why Precious Metals?
      • Parties Involved
        • Domestic Depository Options
        • Dealers
      • Metals Allowed
      • Process
    • Other Alternatives
      • Energy, Gas, Oil
      • Mortgage Notes
  • Advisors & Professionals
    • Overview
    • Real Estate Professionals
    • Advisors
    • Investment Issuers & Sponsors
    • Investment Platforms
    • B2B Program
  • Learning Center
    • Blog
    • Whitepapers
    • FAQs
    • Events
    • Resources
    • Videos
    • Glossary
  • About Entrust
    • Overview
    • Why Entrust
    • Mission & Values
    • Our Team
    • Testimonials
    • Media & Press Releases
      • Press Releases
  • Contact Us

Self-Directed IRAs

  • What is a SDIRA?
  • How Does Entrust Help?
  • How Do I Start?

Individual Plans

  • Traditional IRA
  • Roth IRA
  • HSA & ESA

Small Business Plans

  • SEP IRA
  • SIMPLE IRA
  • Individual 401(k)

Self-Directed IRA Rules

  • IRA Contribution Limits
  • Fair Market Valuation
  • Disqualified Persons & Prohibited Transactions

Funding Your IRA

funding-your-ira

  • IRA Transfer
  • IRA Rollover
  • IRA Contribution

Investment Options

A Self-Directed IRA gives you the opportunity to make investment decisions in areas based on your knowledge and expertise. From real estate to private lending, you can choose from a wide variety of different types of investments allowed. 

Real Estate

real-estate-ira

  • Why Real Estate IRA?
  • Types of Real Estate IRAs
  • Funding Your Real Estate Purchase
  • Investment Strategies

Private Placements

private-placements-ira

  • Checkbook Control

Precious Metals

precious-metals-ira

  • Why Precious Metals?
  • Parties Involved
  • Metals Allowed
  • Process

Other Alternatives

other-alternatives-ira

  • Energy, Gas, Oil
  • Mortgage Notes

Advisors & Professionals

Stand out from the competition by offering your audience a way to diversify their portfolios.

Real Estate
Professionals

Advisors

advisors

Investment Issuers
and Sponsors

investment-issuers-and-sponsors

Investment
Platforms

Entrust
B2B Program

Learning Center

Expand your investor knowledge with articles, whitepapers, and other educational resources.

Blog

the-entrust-group-blog

Whitepapers

whitepapers

FAQs

faqs

Resources

ira-resources

Videos

educational-videos

About Entrust

"For over 36 years, The Entrust Group has provided account administration services for self-directed retirement and tax-advantaged plans. Entrust can assist you in purchasing alternative investments with your retirement funds, and administer the buying and selling of assets that are typically unavailable through banks and brokerage firms."

  • Why Entrust
  • Mission & Values
  • Our Team
  • Testimonials
  • Media & Press Releases
The Entrust Group is a BBB Accredited Financial Service in Oakland, CA
  • Self-Directed IRAs
  • Self-Directed IRA Rules
  • Contribution Limits
  • Roth IRA

Roth IRA Contribution Limits

  • Traditional IRA
  • Roth IRA
  • SIMPLE IRA
  • SEP IRA
  • Individual 401k
  • HSA
  • ESA
  • Chart (PDF)
Increase the potential for growth

Roth IRA Contribution Deadlines

  • Tax-year 2017 deadline is April 17th, 2018
  • Tax-year 2018 deadline is April 15th, 2019
Take control of your own financial future

Roth IRA Conversion Deadlines

  • 2017 Traditional IRA to Roth IRA conversion deadline is December 31st, 2017
  • 2018 Traditional IRA to Roth IRA conversion deadline is December 31st, 2018

Roth IRA Contribution Limits

  2017 2018
Up to age 50 $5,500 $5,500
Catch-Up Contributions Age 50+  $1,000 $1,000
Total Contribution if Over the Age of 50  $6,500 $6,500

 

Increase the potential for growth

Eligibility for Roth IRA

  • The account holder must have taxable earned income.
  • Unlike Traditional IRA requirements, a Roth IRA  does not have any age limits for contributions.
  • There are income limits that determine eligibility. Check out the Roth IRA Contribution Limits MAGI Phase-Out Ranges in the table below.
Take control of your own financial future

Other Important Information

  • The account must be established before the tax deadline for the year that the contribution applies.
  • The IRA contribution limits do not apply to transfers or rollovers.
Increase the potential for growth

Conversion - Funding a Roth IRA Beyond Normal Limits

If contributing directly to a Roth IRA for the year is restricted because of your income, you can still fund a Roth by converting any portion of your Traditional IRA to a Roth IRA. 

  • You will need to pay taxes on any money in your Traditional IRA that hasn’t already been taxed. Carefully calculate the tax implications of a Roth IRA conversion before you decide. Contact us for more information on this topic.
Roth IRA Contribution Limits MAGI Phase-Out Ranges 2017 2018
Single Individuals $118,000 - $133,000 $120,000 - $135,000
Married, Filing a Joint Tax Return  $186,000 - $196,000 $189,000 - $199,000
Married, Filing Separate Tax Returns  $0 - $10,000 $0 - $10,000

 

IRA Contribution Limits FAQs

Learn the answers to the most asked questions on the topic of contribution limits

 
Take me there
the entrust group logo

800-392-9653

555 12th Street, Suite 900, Oakland, CA 94607
TEG@theentrustgroup.com
The Entrust Group is a BBB Accredited Financial Service in Oakland, CA
theentrustgroup-emoney-logo-blue.png
Main Menu
  • Self-Directed IRAs
  • Investment Options
  • Advisors & Professionals
  • Learning Center
  • About Entrust
  • Contact Us
Blog Categories

  • Alternative IRA Investments (85)
  • Basics of Self-Directed IRAs (83)
  • Real Estate (64)
  • Self-Directed IRA Plans (57)
  • Current Events and News (53)
  • Plan Resources (40)
Subscribe to our monthly newsletter:

Follow Entrust on:
© 2018 The Entrust Group
|
  • Disclaimer
  • Privacy
  • Sitemap