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  • Self-Directed IRAs
    • Overview
    • What is a SDIRA?
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    • Funding Your IRA
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  • Investment Options
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    • Real Estate
      • 2018 Real Estate Investor Report
      • Why Real Estate?
      • Types of Real Estate IRAs
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      • Funding Your Real Estate Purchase
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        • Selling a Property
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      • Why Precious Metals?
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Self-Directed IRAs

  • What is a SDIRA?
  • How Does Entrust Help?
  • How Do I Start?

Individual Plans

individual-plans

  • Traditional IRA
  • Roth IRA
  • HSA & ESA

Small Business Plans

business-plans

  • SEP IRA
  • SIMPLE IRA
  • Individual 401(k)

Self-Directed IRA Rules

sdira-rules

  • IRA Contribution Limits
  • Fair Market Valuation
  • Disqualified Persons & Prohibited Transactions
  • Distributions

Funding Your IRA

funding-your-ira

  • IRA Transfer
  • IRA Rollover
  • IRA Contribution

Investment Options

A Self-Directed IRA gives you the opportunity to make investment decisions in areas based on your knowledge and expertise. From real estate to private lending, you can choose from a wide variety of different types of investments allowed. 

Real Estate

real-estate-ira

  • 2018 Investor Report
  • Why Real Estate IRA?
  • Types of Real Estate IRAs
  • Funding Your Real Estate Purchase
  • Investment Strategies

Precious Metals

precious-metals-ira

  • Why Precious Metals?
  • Parties Involved
  • Dealers
  • Domestic Depository Options
  • Metals Allowed
  • Process

Private Placements

private-placements-ira

  • Checkbook Control

Other Alternatives

other-alternatives-ira

  • Energy, Gas, Oil
  • Mortgage Notes

Professionals

Stand out from the competition by offering your audience a way to diversify their portfolios.

Real Estate
Professionals

real-estate-professionals

Advisors

advisors

Investment Issuers
and Sponsors

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Investment
Platforms

investment-platforms

Entrust
B2B Program

entrust-b2b-program

Learning Center

Expand your investor knowledge with articles, whitepapers, and other educational resources.

Step-By-Step IRA Guide

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Blog

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Resources

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Webinars & Events

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FAQs

faqs

About Entrust

"For almost 40 years, The Entrust Group has provided account administration services for self-directed retirement and tax-advantaged plans. Entrust can assist you in purchasing alternative investments with your retirement funds, and administer the buying and selling of assets that are typically unavailable through banks and brokerage firms."

  • Why Entrust
  • Mission & Values
  • Our Team
  • Careers
  • Testimonials
  • Media
  • Press Releases
The Entrust Group is a BBB Accredited Financial Service in Oakland, CA
  • Self-Directed IRAs
  • Self-Directed IRA Rules
  • Contribution Limits
  • SIMPLE IRA

SIMPLE IRA Contribution Limits

  • Traditional IRA
  • Roth IRA
  • SIMPLE IRA
  • SEP IRA
  • Individual 401k
  • HSA
  • ESA
  • Chart (PDF)
Increase the potential for growth

SIMPLE IRA Contribution Deadlines

  • Employee contributions (deferrals) are due within 7 business days after the amount is deducted from their pay.
  • Employer contributions are due by the employer's tax return date plus extensions.
Take control of your own financial future

SIMPLE IRA Information

A SIMPLE IRA is an employer-sponsored plan for businesses with 100 or fewer employees. Contributions come from both employee salary reductions and employer non-elective or matching contributions (similar to those found in a 401(k) plan). 

SIMPLE IRA Contribution Limits
  2019 2020
Employee Elective Deferrals $13,000 $13,500
Catch-Up Elective Deferral Contribution Age 50+  $3,000* $3,000*
Your employer can elect from two different contribution methods. Check with your employer which option they have chosen. Employer contributions are in addition to your elective deferrals.
Increase the potential for growth

Eligibility for SIMPLE IRAs

  • Any business, sole proprietor, partnership, or corporation with fewer than 100 employees who earned at least $5,000 in the preceding year.
  • An employer can not maintain and contribute to any other employer retirement plan in the same calendar year.
Take control of your own financial future

Other Important Information

  • SIMPLE IRAs generally require the employer to match an employee's salary reduction contributions on a dollar-for-dollar basis, up to 3% of the employee's compensation.
  • Instead of matching contributions, an employer could choose to make non-elective contributions of 2% of each eligible employee’s contribution.
Increase the potential for growth

SIMPLE IRAs - Retirement Made Easy

SIMPLE IRA plans impose less administrative burdens on employers because unlike other employer-sponsored plans like a 401(k), SIMPLE plans are not subject to discrimination tests. They are also flexible in that contributions may come from both the employee and employer.

IRA Contribution Limits FAQs

Learn the answers to the most asked questions on the topic of contribution limits

 
Take Me There
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800-392-9653

555 12th Street, Suite 900, Oakland, CA 94607
TEG@theentrustgroup.com
The Entrust Group is a BBB Accredited Financial Service in Oakland, CA
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