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Self-Directed IRAs

  • What is a SDIRA?
  • How Does Entrust Help?
  • How Do I Start?

Individual Plans

  • Traditional IRA
  • Roth IRA
  • HSA & ESA

Small Business Plans

  • SEP IRA
  • SIMPLE IRA
  • Individual 401(k)

Self-Directed IRA Rules

  • IRA Contribution Limits
  • Fair Market Valuation
  • Disqualified Persons & Prohibited Transactions

Funding Your IRA

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  • IRA Transfer
  • IRA Rollover
  • IRA Contribution

Investment Options

A Self-Directed IRA gives you the opportunity to make investment decisions in areas based on your knowledge and expertise. From real estate to private lending, you can choose from a wide variety of different types of investments allowed. 

Real Estate

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  • 2018 Investor Report
  • Why Real Estate IRA?
  • Types of Real Estate IRAs
  • Funding Your Real Estate Purchase
  • Investment Strategies

Precious Metals

precious-metals-ira

  • Why Precious Metals?
  • Parties Involved
  • Dealers
  • Domestic Depository Options
  • Metals Allowed
  • Process

Private Placements

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  • Checkbook Control

Other Alternatives

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  • Energy, Gas, Oil
  • Mortgage Notes

Advisors & Professionals

Stand out from the competition by offering your audience a way to diversify their portfolios.

Real Estate
Professionals

Advisors

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Investment Issuers
and Sponsors

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Investment
Platforms

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B2B Program

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About Entrust

"For over 36 years, The Entrust Group has provided account administration services for self-directed retirement and tax-advantaged plans. Entrust can assist you in purchasing alternative investments with your retirement funds, and administer the buying and selling of assets that are typically unavailable through banks and brokerage firms."

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The Entrust Group is a BBB Accredited Financial Service in Oakland, CA
  • Self-Directed IRAs
  • Self-Directed IRA Rules
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  • Traditional IRA

Traditional IRA Contribution Limits

  • Traditional IRA
  • Roth IRA
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  • Individual 401k
  • HSA
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  • Chart (PDF)
Increase the potential for growth

Traditional IRA Contribution Deadlines

  • Tax-year 2018 deadline is April 15th, 2019
  • Tax-year 20189 deadline is April 15th, 2020
Take control of your own financial future

Traditional IRA Conversion Deadlines

  • 2018 Traditional to Roth IRA conversion deadline is December 31st, 2018
  • 2019 Traditional to Roth IRA conversion deadline is December 31st, 2019
Traditional IRA Contribution Limits
  2018 2019
Up to age 50 $5,500 $6,000
Catch-Up Contributions Age 50+  $1,000 $1,000
Total Contribution if Over the Age of 50  $6,500 $7,000
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Eligibility for Traditional IRA

  • The account holder must have taxable earned income.
  • The account holder must be under the age 70½ during the year of the contribution.
Take control of your own financial future

Other Important Information

  • The account must be established before the tax deadline for the year that the contribution applies.
  • The IRA contribution limits do not apply to transfers or rollovers.
Increase the potential for growth

How to Claim a Tax Deduction for your IRA Contribution

Traditional IRAs are tax-deferred, meaning that you don’t have to pay tax on any interest or other gains that the account earns until you withdraw the funds. Contributions you make to the account may entitle you to a tax deduction but has certain limitations:

  • If you have a retirement plan at work: Your deduction may be limited if you (or your spouse, if married) are covered by a retirement plan at work and your income exceeds the levels in the table below.

  • If you don't have a retirement plan at work: Your deduction is allowed in full if you (and your spouse, if married) aren’t covered by a retirement plan at work.
Traditional IRA Modified Adjusted Gross Income Limits
  2018 2019
Single Active Participant  $63,000 - $73,000 $64,000 - $74,000
Married Active Participant, Filing Joint Tax Return $101,000 - $121,000 $103,000 - $123,000
Married Active Participant, Filing Separate Tax Returns $0 - $10,000 $0 - $10,000
Spouse of an Active Participant  $189,000 - $199,000 $193,000 - $203,000

IRA Contribution Limits FAQs

Learn the answers to the most asked questions on the topic of contribution limits

 
Take Me There
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The Entrust Group is a BBB Accredited Financial Service in Oakland, CA
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