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if a Self-Directed IRA or Solo 401(k)
is right for you.
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Self-directing your retirement doesn’t have to be complicated.
Not sure if self-direction is right for you? Chat with us.
Self-directed retirement accounts provide you with the freedom to invest in almost anything. That said, each investment strategy has a set of rules that you’ll need to abide by to keep your account in good standing. During your free consultation, we’ll help you determine if a self-directed IRA or solo 401(k) might work for you based on your goals. Fill out the form to schedule a meeting with our self-directed investing experts.
Investors Empowered
During your conversation, you'll learn:
How does it work?
Learn how self-directed retirement accounts work, who they're designed for, and how they allow you to invest in alternative assets.
How much does it cost?
For solo 401(k)s, the plan itself costs $449 each year. For self-directed IRA and solo 401(k) participant accounts, we have four main fee types, found on our Fees page. You can also use our fee calculator to estimate your annual recordkeeping fees.
Is there anything I can't invest in?
Yes. Certain assets and transactions are prohibited by the IRS. Review these essential IRS rules before investing.
Our clients say...
Entrust educated me on how to invest qualified assets in powerful new ways.
Craig P. (Entrust Client)Meet the Team
Munzer Ghosheh, CISP
Senior Sales Executive
Southwest Region
After establishing Entrust's Los Angeles office in 2003, Munzer Ghosheh continues to provide exemplary service to Entrust clients as a Senior Sales Executive. Munzer has over 20 years of experience working for major consumer, finance, real estate, and title companies, and is a Certified IRA Services Professional (CISP). Highly regarded for his industry knowledge, Munzer has taught numerous continuing education courses on self-directed retirement plans to real estate professionals, CPAs, and CFPs, and is a frequent speaker at real estate investment conferences, investor clubs, and retirement and finance groups.
Serving: AK, AZ, CA (South), HI, KS, NM, NV, OK, TX, UT
Jacob Marchini, CISP
Sales Executive
West & Midwest Region
Jacob Marchini serves as Entrust’s Sales Executive for the West & Midwest region. He brings more than 10 years of experience with The Entrust Group, having worked across several departments, primarily in Client Services and Sales Support.
During his time in his previous roles, he fostered relationships with some of the Entrust Group’s most prolific referral partners, onboarded thousands of clients, and pioneered solutions to enhance the service experience of client and business relationships alike.
Jacob brings his passion for efficient communication and stellar service to his role as a Sales Executive and is eager to educate our clients about the benefits and uses of Self-Directed IRAs.
Serving: CA (North), CO, IA, ID, IL, MN, MT, ND, NE, OR, SD, WA, WI, WY
Rachel Stolrow
Senior Sales Executive
Southeast Region
A key member of Entrust, Rachel Stolrow joined seven years ago as a Business Development Associate. She soon took on a more specialized role as the liaison between Entrust and investment sponsors.
Throughout her tenure, Rachel has made significant contributions to the team. She has played a pivotal role in refining our sponsor and advisor portals, spearheaded multiple outreach initiatives, and successfully onboarded over 1,300 companies onto our investment platform.
Building on her comprehensive understanding of the investment process and Entrust’s services, Rachel’s expertise led her to take on the role of Senior Sales Executive, overseeing The Entrust Group’s Southeast Region.
Her strengths lie in fostering relationships, prioritizing individual needs, and streamlining processes. Rachel strives to continually optimize the client experience through her acumen in technology and Entrust programs. Dedicated to empowering investors, she equips them with the essential tools to make informed decisions in alternative investments.
With Rachel’s assistance, professionals and clients alike can unlock the potential of leveraging retirement accounts to invest in their preferred and trusted assets.
Serving: AL, AR, FL, GA, KY, LA, MO, MS, NC, SC, TN
Paul Reyes
Sales Executive
Northeast & Midwest Region
Paul serves as Entrust’s Sales Executive for the Mid-Atlantic and Midwest regions. He brings a wealth of knowledge in the financial services industry, specializing in self-directed individual retirement accounts. He has seven years of experience with Entrust’s Alternative Assets Department where he fostered client relationships, established rapport, and assisted them in processing their transactions.
Prior to joining Entrust, Paul worked in mortgage banking, business banking, and wealth management. In these roles he provided practical solutions that helped clients achieve their financial goals.
Paul is dedicated to educating clients to empower them to make informed decisions in their alternative investments.
Serving: CT, DC, DE, IN, MA, MD, ME, MI, NH, NJ, NY, OH, PA, RI, VA, VT, WV
Justin Rush
Sales Executive
Northeast Region
Justin serves as Entrust’s Sales Executive for the Northeast region. He has nine years of experience in the financial services industry, with a background spanning wealth management, financial planning, and investment analytics.
He has built a strong reputation for developing lasting client relationships, delivering exceptional service, and translating complex financial concepts into practical solutions that help clients achieve their goals. Justin earned a Bachelor of Business Administration in Marketing from Rider University in New Jersey.
Serving: CT, ME, MA, NH, NJ, NY RI, VT
Cole Kassul
Sales Executive
Lone Star & South Region
Cole serves as Entrust’s Sales Executive for the Lone Star region. He has several years of experience in financial services and business development, with a background spanning retirement solutions, alternative investments, and sales consulting. Throughout his career, Cole has partnered with financial advisors, investment sponsors, and individual investors to help them navigate complex investment opportunities and retirement strategies.
Prior to joining Entrust, Cole has worked in the insurance and private equity industry. At Entrust, Cole is focused on helping businesses and consumer investors understand how self-directed IRAs can be used to invest in alternative assets while delivering a high level of service and education throughout the process.
Cole holds a Bachelor of Science in Finance from Texas Tech University.
Serving: KS, LA, OK, TX
Hubert Bromma
Founder and CEO
Hubert Bromma is a well-recognized pioneer in the field of alternative investments in tax-free and tax-deferred environments. Since 1967, Mr. Bromma has had a long and distinguished career in banking, financial institution consulting, mergers and acquisitions, and real estate investing.
In 1981, Mr. Bromma developed the first truly "Self-Directed IRA" for a number of banks. In 1993, he consolidated a banking and pension management practice that he had owned since 1981 into Entrust. He then began to build what is now the only national network of local branded offices providing account administration and education services for self-directed retirement plans.
Mr. Bromma has written numerous articles and several books, including "How to Invest in Real Estate and Pay Little or No Taxes," "Do Your Own Qualified Retirement Plan," and "How to Invest in Offshore Real Estate and Pay Little or No Taxes." He has also been a frequent guest on CNBC, Bloomberg, MarketWatch, and other financial media programs, and conducts presentations on self-directed investing throughout the year. In addition, he is a member of the board of directors of several businesses and philanthropic organizations.
Caroline Baldwin
Chief Operating Officer
Caroline Baldwin is the Chief Operating Officer at The Entrust Group, overseeing the company’s operations and product development efforts. She brings over 20 years of experience from various industries including e-commerce and non-profits to the team.
She joined Entrust in January 2015 starting as a marketing contributor. Throughout her tenure, she has revamped the company’s lead nurturing efforts, transformed the firm’s product strategy, and demonstrated a steadfast commitment to process improvement and client experience.
As the COO, she oversees all operations at The Entrust Group, with a continued focus on leading product development and driving overall business performance, positioning Entrust for future success. She is committed to raising awareness about self-direction and developing products and services to empower investors.
Tim Bailey
Director of Operations & EVP
Tim Bailey is The Entrust Group’s Director of Operations and Executive Vice President overseeing the firm’s customer service, investment, and operational departments. Tim joined The Entrust Group in 2024 and has over 25 years of professional experience in banking and wealth management. He has championed diverse roles including client facing positions as well as leading nationwide operational teams, that ultimately earned the top client Net Promoter Score (“NPS”) in banking.
Tim is committed to providing his teammates with a healthy internal culture as well as all the tools necessary to provide The Entrust Group’s clients with excellent service.
Tim received his Bachelor of Arts in Economics with an emphasis on Accounting from the University of California at Santa Barbara as well as completed Wharton’s Executive Leadership Training Program. He has served on the Board of Directors for the San Francisco Zoo and enjoys actively participating in many other volunteer and charitable endeavors.
Frequently Asked Questions
Here are some of the other most commonly asked questions prospective SDIRA holders have:
You can fund your SDIRA or solo 401(k) in three ways:
- Transfers: Move funds/assets from another retirement account of the same type without tax consequences.
- Rollovers: Move funds/assets from another retirement account or employer-sponsored plan into your account.
- Contributions: Deposit funds up to the IRS contribution limits for the year.
Most investment requests can be processed within 3-5 business days. If you choose expedited processing, certain requests may be completed in 1-2 business days.
Here are some tips to speed up processing:
- Open and fund your account in advance.
- Use a valid credit card to avoid payment issues.
- Ensure all required documents are in good order.
- Respond quickly to any correction requests with accurate updates.
Real estate transactions are limited by how quickly they close through escrow. Typically, this takes about 15 to 30 days, through complex transactions may take longer.
The IRS prohibits certain investments in an IRA, including:
- S corporations
- Collectibles such as artwork, antiques, rugs, gems, stamps, and most coins
- Life insurance (only prohibited for IRAs)
In addition, certain transactions with disqualified persons are prohibited, including transactions involving:
- Yourself
- Your spouse
- Your lineal ascendants, descendants, or any of their spouses
- Fiduciaries and plan service providers
- Certain entities in which disqualified persons hold a controlling interest
Key rules include:
- Prohibited Transactions: You cannot personally benefit from retirement account-owned assets (e.g., living in a property owned by your IRA or 401(k)).
- Disqualified Persons: Transactions with close family members (e.g., parents, children, spouses) and businesses you control are prohibited.
- All Expenses Must Be Paid by the Account: Investment-related costs must come from retirement account funds.
- UBIT/UDFI Taxes: Some investments, such as those involving leverage or business income, may trigger unrelated business income tax (UBIT) or unrelated debt-financed income (UDFI). However, leveraged real estate held inside of a solo 401(k) is exempt from UDFI.
To learn more about the IRS rules that govern self-directed retirement accounts, refer to our SDIRA Rules page or Solo 401(k) Rules page.
Well, before going with any self-directed retirement account provider, you should do your research. That said, you'll probably find that Entrust has:
- 40+ years of experience
- 24,000+ individual investors
- 0 hidden fees
Plus, we're always making improvements to our Entrust Client Portal, even though Investopedia already named it the "Best Online Portal" in the industry.
Yes. Our Knowledge Base offers step-by-step video tutorials and articles that walk you through key processes inside the Entrust Client Portal. You an see how easy it is to:
- Fund your account
- Make an investment
- Sell and investment
- Take a distribution
- Manage your account online
Check out the Entrust Knowledge Base to explore firsthand what it's like to be an Entrust client.
Connect with a Self-Directed Retirement Account Expert
Chat with us to find out if a Self-Directed IRA or Solo 401(k) is right for you!





